Checking

First National of Litchfield is a full service community bank that offers all of the following to help meet its customers needs...


First Class Bank Club

Value Added Checking! Getting value for your money is more important than ever. This program includes a great checking account and all these bonuses for only $7.00 a month.

  • Unlimited Checking
  • Free Special Member Personalized Checks
  • No charge for Cashier's Checks and Personal Money Orders
  • Discount on Safe Deposit Box
  • Free Copy & Notary Service
  • Minimum balance to open: $100.00.
  • Interest on Checking on a $1,000 minimum balance
  • Health Benefits: Eyewear, contact lens, and pharmacy discounts.
  • Travel Benefits: Auto Rental Discounts, lost key service, lost luggage tag
  • $10,000 Accidental Death and Dismemberment Benefit.
  • $50,000 Common Carrier AD&D Insurance
  • And more!


First Class Bank Club Personal

Value Added Checking, plus... these additional benefits for just $9.00 a month.

  • Minimum balance to open: $100.00.
  • $20,000 Accidental Death and Dismemberment Benefit.
  • $100,000 Common Carrier AD&D Insurance.


NOW Account

  • Interest will be compounded every month.
  • Interest will be credited to your account every month.
  • Minimum balance to open: $500.00.
  • Service fee: $8.00 if the average daily balance falls below $500.00.
  • Customer pays for checks.


Regular Checking / DDA Account

  • Minimum balance to open: $100.00.
  • Service fees:
  • $3.00 if the average daily balance falls below $600.00
  • $4.00 If the average daily balance falls below $500.00
  • $6.00 If the average daily balance falls below $400.00
  • Service fees do not apply to Senior Citizens and Full-Time students.
  • Seniors must be 65 years of age or older.
  • Students may be required to show proof of enrollment.
  • Customer pays for checks.


Money Market

  • Interest will be compounded every month.
  • Interest will be credited each month
  • Minimum balance to open: $2,500.00.
  • Service fee: $8.00 if the average daily balance falls below $2,500.00.
  • Limited to six transactions, not to exceed three third party checks, per monthly cycle.
  • Customer pays for checks.