Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:
• Each individual that has beneficial ownership (25% or more); and,
• One individual that has significant managerial control, of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
We proudly support all efforts to protect and maintain the security of our customers and our country.
We are excited to announce Main Street as our new check partner for Personal & Business Checks.
We strive to offer our account holders nothing less than the best, and we believe that Main Street will provide you with the excellent products and services you have grown to count on at The First National Bank of Litchfield.
Speak with a branch representative to place your next order of checks!
You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised and the personal information of approximately 143 million consumers was stolen. The information leaked may include:
• Consumer names
• Social Security numbers
• Birth dates
• Driver’s license numbers
This was NOT a compromise of First National Bank of Litchfield and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue and take the proper precautions to reduce the chances of fraud and identify theft.
Equifax has set up a special website to provide updated information to consumers:
In addition, Equifax is suggesting you take the following steps to protect yourself:
• Check if you are affected and regardless, enroll in the free identify protection offered by Equifax:
• Monitor you bank account for fraudulent activity
• Obtain and monitor your credit report
• Consider placing a “fraud alert” on your credit report
• Consider placing a “credit freeze” on your credit report
Equifax recommends that you remain vigilant for incidents of fraud and identity theft by reviewing account statements and monitoring your credit reports. You may obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com , calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com ) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
PO Box 740241
Atlanta, GA 30374
PO Box 9554
Allen, TX 75013
PO Box 2000
Chester, PA 19016
If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission(“FTC”). You also may contact the FTC to obtain additional information about avoiding identity theft.
Federal Trade Commission ,Consumer Response Center
600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)
State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php .
You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report.
Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have other questions, please feel free to contact First National at 1-217-324-2105